Solutions for Financial Institutions
Security makes it more than just a card
As a leading player in the payment business, we offer financial institutions a complete and innovative portfolio of solutions ranging from classic chip card technologies, through cutting-edge mobile payment and e-banking services to innovative online payment security.
Ever since the appearance of the first BTX card for home banking in 1986, Morpho has stood for expertise and a pioneering spirit wherever Smart Card solutions and systems for electronic payments, pay TV or customer loyalty are involved. That was reason enough for MasterCard and Europay to enlist our services to create the international EMV specifications in the mid-90s.
Today EMV transactions present the international standard for card payments worldwide and merchants and consumers are looking for more convenient and yet secure payments. Especially with smartphones and internet access becoming ubiquitous, eCommerce and eBanking have become part of our digital lifestyle. But just as the smart card helped to secure card payments, online transactions as well as mobile marketing and mBanking need to be securely anchored in order to guarantee success.
With digital ID and versatile strong authentication Morpho combines leading biometric identification, flexible secure elements and server based services for secure online transactions, contracting and digital signature. From registering and managing your customers with eKYC, proof management, traceability and data confidentiality through online and mobile contracting to payments at the point-of-sale and online Morpho's solutions and services help to secure and grow your business.